ONNA
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Built for the next billion.
ONNA is building the financial infrastructure for the next billion people and businesses across emerging markets.
One platform for every
financial need.
Save, send, borrow and grow — from a single account, on any phone, anywhere.
One card. Every market.
A card that works across borders, in your currency — issued instantly, spent anywhere.
Financial infrastructure across
emerging markets.
Live in four launch markets across Africa and Southeast Asia, with a roadmap to reach 50+ emerging economies.
Powered by ASDA.
Our proprietary AI and data engine drives smarter credit, lower risk and better outcomes across every product.
ASDA is our proprietary AI & data engine that powers credit scoring, fraud detection, portfolio monitoring and risk management. It enables faster decisions, lower defaults and smarter capital allocation.
Investor yield model
Investors provide capital to ONNA. We deploy it across a diversified portfolio of quality loans and institutional facilities. Investors earn attractive, risk-adjusted returns with full transparency.
Built to scale
across borders.
A modern, cloud-native core engineered for reliability, compliance and growth in every market we enter.
Responsible by design.
Financial inclusion done right — transparent products, fair lending and long-term commitment to every community we serve.
ONNA is committed to responsible lending and financial inclusion. Market availability, licensing status and figures shown are illustrative of ONNA's expansion strategy and are subject to local regulatory approval.
Open an account
in two minutes.
No paperwork, no branch, no minimum. Just a phone and a few taps.
ONNA is a financial technology company, not a bank. Banking, deposit and card services are provided by licensed partner banks and card issuers in each market we operate in. Deposits held with partner banks may be eligible for protection under the applicable local deposit insurance scheme, subject to scheme limits and conditions.
Credit products are offered subject to eligibility, affordability checks and applicable interest rates, fees and terms. Late or missed repayments may affect your credit standing with local credit bureaus. APYs, rates, fees and product features shown on this page are illustrative and may vary by market, customer profile and prevailing regulation.
App availability, product launches, market coverage and figures shown are indicative of ONNA's strategy and subject to local regulatory approval. ONNA is committed to responsible lending, transparent pricing and the protection of customer funds and personal data in accordance with the laws of each jurisdiction we operate in.